Special Event Insurance

Special Event Insurance

Are you an event planner or organization hosting a special event? Don’t put your client, business, or group at risk by not having special event insurance.

Why special event insurance? This type of coverage offers protection from things like:

  • Damage to your event site or property loss at an event venue
  • Legal judgments from guest lawsuits
  • Liquor liability
  • Guest accidents or bodily harm
  • Employee injury or disability
  • Motor vehicle accidents
  • Cancellation or postponement of your event
  • Loss of deposit for no-show service providers

Think about all the ways things can go wrong at even the most well-planned events. A car valet could hit another car or damage landscaping. A guest could be over-served alcohol and start a fight. An employee setting up decorations could fall off a ladder. If any of these victims sought financial restitution, would your organization be able to pay without losing their assets or going out of business?

What types of events use special events insurance?

  • Weddings
  • Religious celebrations
  • Anniversary and birthday parties
  • Bridal and baby showers
  • Retirement celebrations
  • Fundraising events
  • Festivals and fairs
  • Conventions and shows
  • Community parties
  • Sporting events

Many venues now require special event insurance for large gatherings. And if you’re a private host or event planner, imagine the peace of mind you’ll get from knowing that you’re covered in any of these scenarios:

  • A vendor goes out of business or fails to show up for an event (e.g., caterer, florist, photographer, etc.)
  • Wedding gowns, tuxedos, or expensive jewelry get lost or damaged
  • An event has to be postponed or canceled due to illness or travel delays
  • A band or other entertainment accidentally damage your event venue
  • Spoiled food makes guests sick
  • Gifts are stolen
  • A child gets hurt at a kids birthday party or family celebration

With the average wedding costing mid-five figures these days, you want to be sure you get your deposits returned in the event of unplanned cancellations, no-shows, or disasters.

Contact us online or call SNA Insurance at 502-243-2234 to speak with one of our independent insurance agents about the specific coverage you need for your event in the Crestwood area. We’ll make sure you meet the insurance requirements for your venue and let you enjoy the event you worked so hard to plan.